Momma's Healthy Meatloaf

Preheat oven to 400 degrees F (200 degrees C).

Spray a 9x5-inch loaf pan with cooking spray.

Heat olive oil in a skillet over medium heat; cook and stir green bell pepper and onion in the hot oil until onion is transparent and bell pepper is softened, 5 to 10 minutes.

Add garlic and cook until fragrant, 1 to 2 minutes.

Combine ground beef, bread crumbs, eggs, carrot, zucchini, salt, pepper, and bell pepper mixture in a large bowl; mix well using your hands.

Press meat mixture into the prepared loaf pan.

Bake in the preheated oven until no longer pink in the center, 35 to 40 minutes.

An instant-read thermometer inserted into the center should read at least 160 degrees F (70 degrees C).

Spread ketchup on the top of the meatloaf and continue baking until bubbling, about 5 minutes more.